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WEBINAR: The Mid-Year Market Outlook: Examining Economic Growth and Future Risks with Cautious Optimism
Watch our replay as we look at the economic and stock market expectations for the
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Maximizing Retirement Income: Strategies for Tax‑Optimized Distributions
Planning Perspectives is your guide to navigating the complexities of wealth management with ease. This week we discuss maximizing retirement income and tax-optimized distributions.
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2024 Mid-Year Market Outlook: What Lies Ahead
The U.S. economy continues to grind, and macro-level data suggests that moderating growth ahead will not cause a near-term recession. When setting the current environment at a level compared to our expectations at the start of the year, investors witnessed more mid-cycle dynamics as risks to the downside lessened and valuations expanded. With the macro-economic…
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Retirement Spending – How Not to Overspend or Outlive Your Savings
Saving for retirement is something many of us are encouraged to participate in throughout our working lives. In a recent Bryn Mawr Trust survey about women and retirement, 826 women (age 40+) said that their top sources of wealth are careers, followed by saving and budgeting, with 40% selecting retirement as the leading life event…
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Our Mid-Year Outlook & What It Means For Your Investment Goals
Planning Perspectives is your guide to navigating the complexities of wealth management with ease. This week we discuss our mid-year outlooks & what it means for your investment goals.
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Maximizing Retirement Income: Strategies for Tax-Optimized Distributions
Benjamin Franklin was famous for many things, including the quote about only two certainties in life: “death and taxes.” A strong retirement plan should optimize for tax savings as it reviews assets and income streams.
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Asset Location: A Key Strategy to Help Achieve Your Financial Goals
Defining and adhering to an asset allocation can be a powerful way to ensure your financial resources are aligned to achieve your financial and life objectives.
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The Importance of Frequently Reviewing Your Estate Plan
Planning Perspectives is your guide to navigating the complexities of wealth management with ease. This week we discuss the importance of frequently reviewing your estate plan.
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Five Reasons You Should Be Reviewing Your Estate Plan Now
Dealing with your estate plan is often not front of mind, but it is very necessary. Below are five reasons you should consider reviewing your estate plan now.
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WEBINAR: Securing Your Legacy: The Importance of Establishing and Updating an Estate Plan
Watch our replay on why having an estate plan is vitally important. Watch to ensure your assets are distributed according to your wishes by providing your loved ones with invaluable peace of mind. In this webinar, we outline the benefits of establishing and regularly updating a plan to secure your legacy.
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The Importance of Aligning Your Investment Strategy with Your Estate Plan
When it comes to managing your wealth for the future, having a sound investment strategy is paramount. However, equally important is ensuring that your estate plan is closely aligned with these investment choices. The synergy between how you manage your assets today and how you plan to pass them on to beneficiaries can significantly impact…
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Creating a Digital Vault for Your Estate Plan
Planning Perspectives is your guide to navigating the complexities of wealth management with ease. This week we discuss how creating a digital vault for your estate plan.
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Unlocking the Digital Vault: A Guide to Digital Estate Planning for Small Business Owners
In the digital age, our lives and businesses are intricately woven into the fabric of the online world. From financial transactions to client communications, much of our business activity now takes place in the digital realm. Yet, many small business owners overlook a crucial aspect of estate planning: the digital estate.
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WEBINAR: Navigating Risk: Leveraging Controllable Factors for Positive Returns
Watch our replay on effectively prioritizing factors within your control that can be the unsung hero of portfolio performance. In our webinar, we discuss risk management – the things you should pay close attention to, and the things you should ignore – to help keep your portfolio secure.
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How Age, Life Stages and Circumstances Play a Role in Your Risk Tolerance
Planning Perspectives is your guide to navigating the complexities of wealth management with ease. This week we discuss how age, life stages and circumstances play a role in your risk tolerance.
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Steps to Managing Risk: Systematic Risks vs. Behavioral Risks
Buried in the footnotes of mutual fund prospectuses, brokerage account opening paperwork, and account statements are disclosures of “the risks to investing,” which is potentially a daunting statement for any new investor.
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Effective Risk Management Strategies for Investors
Investing is a great way to generate wealth, but it can be risky. Most of us have heard the phrase “no risk, no reward,” however, all investments bear some risk.
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Navigating Uncertainty: How to Think About Risk
Do you ever reflect on things you did as a teenager or young adult and wonder what was going through your mind at the time? Maybe you participated in some thrill-seeking adventure and got lost, or maybe you were a bit foolish (or a lot foolish). Perhaps you were the opposite and never got into…
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Understanding Risk Tolerance and Risk Capacity
Planning Perspectives is your guide to navigating the complexities of wealth management with ease. This week we discuss risk tolerance and risk capacity.
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WEBINAR: Tax Cuts and Jobs Act: Preparing for Every Scenario
The Tax Cuts and Jobs Act (TCJA) sunset is planned for December 31, 2025. While it may seem far off, it’s wise for individuals and businesses to prepare now for potential implications. Join our expert team as we review the complexities of the TCJA provision and discuss ways to stay resilient in the face of…
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Managing Fixed Income in Today’s Environment
Bond yields have remained elevated this year as anticipated rate cuts continue to get pushed out into the future. The combination of strong U.S. economic growth, a healthy labor market, and elevated inflation have contributed to a patient Federal Reserve and a federal funds target range of 5.25%-5.50%, a level reached back in July 2023.…
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Asset Protection Trusts and Spousal Lifetime Access Trusts (SLAT)
Planning Perspectives is your guide to navigating the complexities of wealth management with ease. This week we discuss asset protection trusts and spousal lifetime access trusts (SLAT).
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A Comprehensive Guide to Trust Asset Management
Trust asset management requires a multifaceted approach to managing the day-to-day running of a portfolio that encompasses, among other things, strategic asset allocation, fiduciary responsibilities, risk management and a keen understanding of tax implications. Trustees must navigate a complex landscape to fulfill their obligations, optimize financial outcomes, and align investments with the trust’s goals and…
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Asset Protection Trusts: Not Just for the Super Wealthy
The Spousal Limited Access Trust (SLAT) is mostly used to transfer assets out of the donor’s taxable estate yet provide “limited” access to the donor’s spouse and other beneficiaries. Not just for the super-wealthy, the SLAT also affords hefty asset protection benefits. Consider this technique if you feel the need to set aside a nest…
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Preparing for the planned sunset of the Tax Cuts and Jobs Act
Planning Perspectives is your guide to navigating the complexities of wealth management with ease. This week we discuss the Tax Cuts and Jobs Act.
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5 Actions to Take Ahead of 2025 Tax Law Sunset
The Tax Cuts and Jobs Act of 2017 (“TCJA”) brought numerous changes to the tax code including reduced individual income tax rates, significant increases to the standard deduction, and doubling of the estate tax exemption. The legislation also has a sunset provision, meaning many of the changes are set to expire at the end of…
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Five Key Retirement Strategies – How to Ensure You Won’t Outlive Your Retirement Savings
Securing a comfortable retirement requires thoughtful planning and strategic financial decisions. To ensure you won’t outlive your retirement savings, consider these five crucial tips.
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Living a Fulfilling Life in Retirement
Consider these four steps when transitioning to your new phase of life in retirement.
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How to Segregate your Investment Portfolios into Buckets
Prior to retirement, our investment portfolios, and all the assets in it, generally all have one purpose: to grow. As we enter retirement, we have to adjust to spending our assets to support our lifestyle.
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Shaping Women’s Futures Through Strategic Planning and Empowerment
The complex landscape of life’s major events—career changes, marriage, childbirth, divorce, and the loss of a loved one—should prompt women to reevaluate and amend their wills, trusts, and overarching financial plans. These milestones are not merely checkpoints; they represent critical junctures where thoughtful, reimagined planning is paramount.